@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2c55a0e60120577a-s.0bjc5tiuqdqro.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/9c72aa0f40e4eef8-s.0m6w47a4e5dy9.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/ad66f9afd8947f86-s.11u06r12fd6v_.woff2)format("woff2");unicode-range:U+1F??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/5476f68d60460930-s.0wxq9webf.ew4.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/2bbe8d2671613f1f-s.067x_6k0k23tk.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/1bffadaabf893a1e-s.16ipb6fqu393i.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(../media/83afe278b6a6bb3c-s.p.0q-301v4kxxnr.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter Fallback;src:local(Arial);ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.0%;size-adjust:107.12%}.inter_c15e96cb-module__0bjUvq__className{font-family:Inter,Inter Fallback;font-style:normal}.inter_c15e96cb-module__0bjUvq__variable{--font-inter:"Inter", "Inter Fallback"}
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.table{display:table}.rounded{border-radius:.25rem}}:root{--navy:#1b2a4a;--gold:#b8860b;--bg:#f8f7f4;--card:#fff;--text:#1a1a1a;--mute:#5c5c5c;--border:#ddd8cf;--green:#2d6a4f}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px}body{font-family:var(--font-inter), -apple-system, BlinkMacSystemFont, system-ui, sans-serif;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;line-height:1.6}a{color:inherit;text-decoration:none}.container{max-width:1200px;margin:0 auto;padding:0 28px}.site-nav{z-index:50;background:var(--card);border-bottom:1px solid var(--border);box-shadow:inset 0 -2px 0 var(--gold);position:sticky;top:0}.nav-inner{justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto;padding:14px 28px;display:flex}.nav-wordmark{letter-spacing:-.1px;color:var(--navy);font-size:15px;font-weight:700;text-decoration:none}.nav-gold{color:var(--gold)}.nav-mute{color:var(--mute);font-weight:500}.nav-links{gap:28px;font-size:14px;font-weight:500;display:flex}.nav-links a{color:var(--text)}.nav-links a:hover{color:var(--navy)}.hero{max-width:1200px;margin:0 auto;padding:56px 28px 32px}.hero-tag{letter-spacing:2px;color:var(--gold);text-transform:uppercase;margin-bottom:14px;font-size:12px;font-weight:600}.hero h1{letter-spacing:-.4px;color:var(--navy);max-width:780px;margin-bottom:16px;font-size:clamp(18px,2.2vw,26px);font-weight:700;line-height:1.2}.hero-hook{letter-spacing:-1px;color:var(--navy);max-width:780px;margin-bottom:18px;font-size:clamp(28px,4.5vw,42px);font-weight:700;line-height:1.1}.hero-sub{color:var(--text);max-width:660px;margin-top:18px;font-size:17px;line-height:1.7}.hero-link{color:var(--navy);font-weight:600;text-decoration:underline}.hero-link:hover{color:var(--gold)}.calc-section{max-width:1200px;margin:0 auto;padding:0 28px 80px}.calc-grid{grid-template-columns:1fr 360px;align-items:start;gap:28px;display:grid}.calc-card{background:var(--card);border:1px solid var(--border);border-top:3px solid var(--navy);padding:24px 26px}.calc-card-head{border-bottom:1px solid var(--border);justify-content:space-between;align-items:baseline;margin-bottom:8px;padding-bottom:14px;display:flex}.calc-card-title{color:var(--navy);align-items:center;font-size:18px;font-weight:600;display:flex}.calc-card-sub{color:var(--mute);margin-bottom:4px;font-size:13px}.count-badge{color:var(--mute);flex-shrink:0;font-size:12px}.disabilities-list{margin-bottom:4px}.disability-row{border-bottom:1px solid var(--border);grid-template-columns:1fr 280px 36px;align-items:center;gap:12px;padding:12px 0;display:grid}.dis-select{color:var(--text);border:1px solid var(--border);background:var(--card);cursor:pointer;border-radius:4px;width:100%;min-width:0;padding:8px 10px;font-family:inherit;font-size:14px;font-weight:500}.slider-col{align-items:center;gap:10px;display:flex}.slider{accent-color:var(--navy);cursor:pointer;flex:1}.slider-val{font-variant-numeric:tabular-nums;color:var(--navy);text-align:right;min-width:44px;font-size:14px;font-weight:600}.rm-btn{border:1px solid var(--border);background:var(--card);width:28px;height:28px;color:var(--mute);cursor:pointer;border-radius:4px;justify-content:center;align-items:center;font-size:18px;line-height:1;transition:border-color .12s,color .12s;display:flex}.rm-btn:hover{color:var(--text);border-color:#bbb}.add-row-btn{color:var(--navy);border:1px dashed var(--navy);cursor:pointer;background:0 0;border-radius:4px;margin-top:14px;padding:10px 14px;font-family:inherit;font-size:14px;font-weight:600;transition:background .12s}.add-row-btn:hover{background:#1b2a4a0a}.deps-section{border-top:1px solid var(--border);margin-top:28px;padding-top:22px}.deps-head{justify-content:space-between;align-items:baseline;margin-bottom:10px;display:flex}.deps-title{color:var(--navy);letter-spacing:1px;text-transform:uppercase;font-size:11px;font-weight:600}.deps-note{color:var(--mute);font-size:12px}.deps-rows{border:1px solid var(--border)}.dep-row{border-bottom:1px solid var(--border);background:var(--card);justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;display:flex}.dep-row.last{border-bottom:none}.dep-row-label{flex:1;min-width:0}.dep-row-name{color:var(--text);font-size:14px;font-weight:500}.dep-row-sub{color:var(--mute);margin-top:2px;font-size:12px}.dep-toggle{cursor:pointer;background:#c9c5bc;border:none;border-radius:999px;flex-shrink:0;width:40px;height:22px;padding:0;transition:background .15s;position:relative}.dep-toggle.on{background:var(--navy)}.dep-toggle-knob{background:#fff;border-radius:50%;width:18px;height:18px;transition:left .15s;display:block;position:absolute;top:2px;left:2px;box-shadow:0 1px 2px #0003}.dep-toggle.on .dep-toggle-knob{left:20px}.dep-stepper{flex-shrink:0;align-items:center;display:flex}.dep-stepper button{border:1px solid var(--border);background:var(--card);width:28px;height:28px;color:var(--navy);cursor:pointer;justify-content:center;align-items:center;font-family:inherit;font-size:16px;line-height:1;transition:background .1s;display:flex}.dep-stepper button:disabled{color:#bbb;cursor:default;background:#f4f2ec}.dep-stepper span{text-align:center;font-variant-numeric:tabular-nums;width:36px;color:var(--navy);border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:var(--card);height:28px;font-size:14px;font-weight:600;line-height:28px}.output-panel{background:var(--card);border:1px solid var(--border);border-top:3px solid var(--gold);padding:24px 22px;position:sticky;top:70px}.output-eyebrow{letter-spacing:1.2px;text-transform:uppercase;color:var(--mute);font-size:11px;font-weight:600}.output-rating-label{color:var(--mute);align-items:center;margin-top:18px;margin-bottom:6px;font-size:13px;display:flex}.output-big{font-variant-numeric:tabular-nums;letter-spacing:-2px;color:var(--navy);font-size:64px;font-weight:700;line-height:.95}.output-pct{color:var(--mute);font-size:32px;font-weight:500}.output-empty{color:var(--mute);font-size:48px}.output-raw{color:var(--mute);margin-top:4px;font-size:12px}.output-rule{border:0;border-top:1px solid var(--border);margin:20px 0}.output-pay-label{color:var(--mute);align-items:center;margin-bottom:6px;font-size:13px;display:flex}.output-money{font-variant-numeric:tabular-nums;letter-spacing:-.5px;color:var(--text);font-size:32px;font-weight:700}.output-money-sub{color:var(--mute);margin-top:4px;font-size:12px}.bilateral-note{background:var(--bg);color:var(--text);border-left:2px solid var(--gold);margin-top:16px;padding:8px 10px;font-size:12px}.tdiu-badge{border:1px solid var(--green);color:var(--green);letter-spacing:.5px;text-transform:uppercase;align-items:center;gap:6px;margin-top:12px;padding:4px 10px;font-size:11px;font-weight:600;display:inline-flex}.tdiu-dot{background:var(--green);border-radius:50%;flex-shrink:0;width:6px;height:6px}.vd-info{vertical-align:middle;color:var(--mute);cursor:help;outline:none;margin-left:6px;display:inline-flex;position:relative}.vd-info svg{opacity:.55;display:block}.vd-info-tip{color:#fff;pointer-events:none;opacity:0;z-index:100;text-align:left;text-transform:none;letter-spacing:0;background:#1a1a1a;border-radius:4px;width:240px;padding:8px 11px;font-size:12px;font-weight:400;line-height:1.45;transition:opacity .15s;position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%);box-shadow:0 6px 24px #0000002e}.vd-info-tip.tip-top{top:auto;bottom:calc(100% + 8px)}.vd-info:hover .vd-info-tip,.vd-info:focus-within .vd-info-tip{opacity:1}.explainer{background:var(--card);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}.explainer-inner{max-width:980px;margin:0 auto;padding:64px 28px}.explainer-tag{letter-spacing:2px;color:var(--gold);text-transform:uppercase;margin-bottom:14px;font-size:12px;font-weight:600}.explainer h2{color:var(--navy);letter-spacing:-.6px;max-width:700px;font-size:clamp(24px,3.5vw,32px);font-weight:700}.explainer-intro{color:var(--text);max-width:660px;margin-top:18px;font-size:16px;line-height:1.7}.stat-cards{border:1px solid var(--border);grid-template-columns:1fr 1fr 1fr;margin-top:28px;display:grid}.stat-card{padding:20px}.stat-card:not(:last-child){border-right:1px solid var(--border)}.stat-card-label{color:var(--mute);letter-spacing:.5px;text-transform:uppercase;font-size:12px;font-weight:600}.stat-card-num{font-variant-numeric:tabular-nums;color:var(--navy);margin-top:6px;font-size:30px;font-weight:700}.stat-card-desc{color:var(--mute);margin-top:4px;font-size:13px}.explainer-formula{color:var(--mute);margin-top:18px;font-size:14px;line-height:1.6}.explainer-formula strong{color:var(--navy)}.faq-section{background:var(--bg)}.faq-inner{max-width:880px;margin:0 auto;padding:80px 28px 96px}.faq-tag{letter-spacing:2px;color:var(--gold);text-transform:uppercase;margin-bottom:14px;font-size:12px;font-weight:600}.faq-section h2{color:var(--navy);letter-spacing:-.8px;max-width:640px;font-size:clamp(28px,4vw,36px);font-weight:700}.faq-intro{color:var(--mute);max-width:580px;margin-top:14px;font-size:16px;line-height:1.6}.faq-list{background:var(--card);border:1px solid var(--border);margin-top:40px}.faq-item{border-top:1px solid var(--border)}.faq-item:first-child{border-top:none}.faq-item summary{cursor:pointer;color:var(--navy);letter-spacing:-.1px;-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;gap:24px;padding:22px 28px;font-size:17px;font-weight:600;list-style:none;display:flex}.faq-item summary::-webkit-details-marker{display:none}.faq-q{flex:auto}.faq-icon{border:1px solid var(--border);width:26px;height:26px;color:var(--navy);border-radius:50%;flex:none;position:relative}.faq-icon:before,.faq-icon:after{content:"";background:currentColor;position:absolute;top:50%;left:50%}.faq-icon:before{width:10px;height:1px;transform:translate(-50%,-50%)}.faq-icon:after{width:1px;height:10px;transition:opacity .15s;transform:translate(-50%,-50%)}.faq-item[open] .faq-icon:after{opacity:0}.faq-answer{color:var(--text);max-width:720px;padding:0 28px 26px;font-size:15px;line-height:1.75}.site-footer{background:var(--navy);color:#e6e6e6}.site-footer .container{padding-top:40px;padding-bottom:40px}.foot-grid{grid-template-columns:2fr 1fr 1fr;gap:40px;display:grid}.foot-col-title{margin-bottom:8px;font-size:13px;font-weight:700}.foot-disclaimer{color:#bfc4cf;margin:0;font-size:13px;line-height:1.7}.foot-links{flex-direction:column;gap:4px;font-size:13px;display:flex}.foot-links a{color:#bfc4cf}.foot-links a:hover{color:#e6e6e6}.foot-note{color:#bfc4cf;margin:0;font-size:13px}.pay-rates-page{max-width:980px;margin:0 auto;padding:60px 28px}.pay-rates-tag{letter-spacing:2px;color:var(--gold);text-transform:uppercase;margin-bottom:14px;font-size:12px;font-weight:600}.pay-rates-page h1{color:var(--navy);letter-spacing:-1.2px;font-size:clamp(32px,4.5vw,44px);font-weight:700}.pay-rates-intro{color:var(--text);max-width:700px;margin-top:18px;font-size:17px;line-height:1.7}.pay-rates-table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;margin-top:36px;font-size:14px}.pay-rates-table thead tr{background:var(--navy);color:#fff}.pay-rates-table th{text-transform:uppercase;letter-spacing:.6px;padding:12px 14px;font-size:13px;font-weight:600}.pay-rates-table th:first-child{text-align:left}.pay-rates-table th:not(:first-child){text-align:right}.pay-rates-table tbody tr{border-bottom:1px solid var(--border)}.pay-rates-table tbody tr:nth-child(odd){background:var(--bg)}.pay-rates-table tbody tr:nth-child(2n){background:var(--card)}.pay-rates-table td{padding:10px 14px}.pay-rates-table td:first-child{color:var(--navy);font-weight:600}.pay-rates-table td:not(:first-child){text-align:right}.pay-rates-note{color:var(--mute);margin-top:12px;font-size:13px;line-height:1.6}.pay-rates-source{color:var(--mute);margin-top:8px;font-size:12px}.pay-rates-source a{color:var(--mute);text-decoration:underline}.pay-rates-source a:hover{color:var(--navy)}.pay-rates-seealso{color:var(--text);background:var(--card);border:1px solid var(--border);border-radius:4px;margin-top:20px;padding:14px 18px;font-size:14px;line-height:1.65}.pay-rates-seealso a{color:var(--navy);font-weight:600;text-decoration:underline}.pay-rates-seealso a:hover{color:var(--gold)}.pay-rates-content{border-top:1px solid var(--border);margin-top:48px;padding-top:40px}.pay-rates-content h2{color:var(--navy);letter-spacing:-.3px;margin:0 0 12px;font-size:20px;font-weight:700}.pay-rates-content h2+p,.pay-rates-content p{color:var(--text);max-width:680px;margin:0 0 16px;font-size:15px;line-height:1.7}.pay-rates-content h2:not(:first-child){margin-top:36px}.pay-rates-list{flex-direction:column;gap:12px;max-width:680px;margin:0 0 20px;padding:0;list-style:none;display:flex}.pay-rates-list li{color:var(--text);border-left:2px solid var(--border);padding-left:16px;font-size:15px;line-height:1.65}.pay-rates-list li strong{color:var(--navy)}.pay-rates-cta{background:var(--card);border:1px solid var(--border);border-left:3px solid var(--gold);justify-content:space-between;align-items:center;gap:24px;margin-top:48px;padding:24px 26px;display:flex}.pay-rates-cta-title{color:var(--navy);font-size:18px;font-weight:600}.pay-rates-cta-sub{color:var(--mute);margin-top:4px;font-size:14px}.pay-rates-cta-btn{background:var(--navy);color:#fff;cursor:pointer;white-space:nowrap;border:none;flex-shrink:0;padding:12px 22px;font-family:inherit;font-size:14px;font-weight:600;text-decoration:none;display:inline-block}.td-mute{color:var(--mute)}@media (max-width:720px){.container{padding:0 20px}.nav-links{display:none}.hero{padding:24px 20px 12px}.hero h1{letter-spacing:-.4px;font-size:24px}.hero-sub{margin-top:10px;font-size:14px}.calc-section{padding:0 20px 48px}.calc-grid{grid-template-columns:1fr}.output-panel{order:-1;position:static}.disability-row{grid-template-columns:1fr 36px}.disability-row .slider-col{grid-column:1/-1}.stat-cards{grid-template-columns:1fr}.stat-card:not(:last-child){border-right:none;border-bottom:1px solid var(--border)}.foot-grid{grid-template-columns:1fr;gap:24px}.pay-rates-cta{flex-direction:column;align-items:flex-start}.pay-rates-table{font-size:12px}.pay-rates-table th,.pay-rates-table td{padding:8px 10px}.faq-item summary{padding:16px 20px;font-size:15px}.faq-answer{padding:0 20px 20px;font-size:14px}.legal-inner{padding:40px 20px 64px}.contact-grid{grid-template-columns:1fr}}.legal-page{background:var(--bg);min-height:60vh}.legal-inner{max-width:720px;margin:0 auto;padding:56px 40px 96px}.legal-tag{letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:16px;font-size:11px;font-weight:700}.legal-page h1{color:var(--navy);letter-spacing:-.8px;margin:0 0 8px;font-size:clamp(28px,4vw,40px);font-weight:700;line-height:1.1}.legal-date{color:var(--mute);margin:0 0 48px;font-size:13px}.legal-intro{color:var(--text);max-width:580px;margin:0 0 40px;font-size:17px;line-height:1.65}.legal-page section{border-top:1px solid var(--border);margin-bottom:36px;padding-top:28px}.legal-page h2{color:var(--navy);letter-spacing:-.2px;margin:0 0 12px;font-size:17px;font-weight:700}.legal-page p{color:var(--text);margin:0 0 14px;font-size:15px;line-height:1.7}.legal-page a{color:var(--navy);text-decoration:underline}.legal-page a:hover{color:var(--gold)}.legal-list{flex-direction:column;gap:8px;margin:0 0 14px;padding:0;list-style:none;display:flex}.legal-list li{color:var(--text);border-left:2px solid var(--border);padding-left:14px;font-size:15px;line-height:1.65}.contact-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin:32px 0 40px;display:grid}.contact-card{background:var(--card);border:1px solid var(--border);border-top:3px solid var(--navy);border-radius:4px;padding:20px 22px}.contact-card-title{color:var(--navy);text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;font-size:13px;font-weight:700}.contact-card p{color:var(--mute);margin:0;font-size:14px;line-height:1.6}.contact-email-block{background:var(--card);border:1px solid var(--border);border-radius:4px;flex-direction:column;gap:6px;margin-bottom:32px;padding:24px 28px;display:flex}.contact-email-label{text-transform:uppercase;letter-spacing:.08em;color:var(--mute);font-size:12px;font-weight:600}.contact-email{color:var(--navy);letter-spacing:-.3px;font-size:20px;font-weight:700;text-decoration:none}.contact-email:hover{color:var(--gold)}.contact-note{color:var(--mute);background:var(--bg);border:1px solid var(--border);border-radius:4px;padding:16px 20px;font-size:14px;line-height:1.65}.contact-note strong{color:var(--text)}.contact-note a{color:var(--navy);text-decoration:underline}.tdiu-page{background:var(--bg)}.tdiu-hero{background:var(--navy);padding:64px 40px 56px}.tdiu-hero-inner{max-width:800px;margin:0 auto}.tdiu-tag{letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:16px;font-size:11px;font-weight:700}.tdiu-hero h1{color:#fff;letter-spacing:-.8px;margin:0 0 20px;font-size:clamp(26px,4vw,42px);font-weight:700;line-height:1.1}.tdiu-hero-sub{color:#bfc4cf;max-width:640px;margin:0;font-size:17px;line-height:1.65}.tdiu-section{padding:56px 40px}.tdiu-section-alt{background:#fff}.tdiu-inner{max-width:800px;margin:0 auto}.tdiu-inner h2{color:var(--navy);letter-spacing:-.4px;margin:0 0 12px;font-size:22px;font-weight:700}.tdiu-inner>p{color:var(--text);max-width:680px;margin:0 0 24px;font-size:15px;line-height:1.7}.tdiu-inner a{color:var(--navy);text-decoration:underline}.tdiu-inner a:hover{color:var(--gold)}.tdiu-criteria-grid{grid-template-columns:1fr 1fr;gap:20px;margin:28px 0 20px;display:grid}.tdiu-criterion{background:var(--bg);border:1px solid var(--border);border-top:3px solid var(--gold);border-radius:4px;padding:24px 26px}.tdiu-criterion-label{text-transform:uppercase;letter-spacing:.08em;color:var(--gold);margin-bottom:16px;font-size:11px;font-weight:700}.tdiu-criterion-nums{flex-wrap:wrap;align-items:baseline;gap:6px 10px;margin-bottom:16px;display:flex}.tdiu-num{color:var(--navy);letter-spacing:-1px;font-size:40px;font-weight:700;line-height:1}.tdiu-num-label{color:var(--mute);max-width:100px;font-size:13px;line-height:1.3}.tdiu-num-plus{color:var(--border);align-self:center;font-size:22px;font-weight:700}.tdiu-criterion p{color:var(--text);margin:0;font-size:14px;line-height:1.65}.tdiu-criteria-note{color:var(--mute);border-left:3px solid var(--border);padding:14px 18px;font-size:14px;line-height:1.65;margin-top:8px!important}.tdiu-checker{background:var(--card);border:1px solid var(--border);border-top:3px solid var(--navy);border-radius:4px;margin-top:8px;padding:28px 30px}.tdiu-checker-title{color:var(--navy);margin-bottom:4px;font-size:15px;font-weight:700}.tdiu-checker-sub{color:var(--mute);font-size:14px;margin:0 0 24px!important}.tdiu-checker-fields{flex-direction:column;gap:20px;margin-bottom:24px;display:flex}.tdiu-field{flex-direction:column;gap:8px;display:flex}.tdiu-field-label{color:var(--text);font-size:13px;font-weight:600}.tdiu-field-row{align-items:center;gap:14px;display:flex}.tdiu-field-row .slider{flex:1}.tdiu-field-val{color:var(--navy);text-align:right;min-width:44px;font-size:16px;font-weight:700}.tdiu-result{border-radius:4px;margin-top:4px;padding:18px 22px}.tdiu-result-yes{background:#f0f7f4;border:1px solid #a8d5c2}.tdiu-result-no{border:1px solid var(--border);background:#fbf8f3}.tdiu-result-icon{text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px;font-size:13px;font-weight:700}.tdiu-result-yes .tdiu-result-icon{color:var(--green)}.tdiu-result-no .tdiu-result-icon{color:var(--mute)}.tdiu-result p{color:var(--text);margin:0 0 8px;font-size:14px;line-height:1.65}.tdiu-result p:last-child{margin-bottom:0}.tdiu-table{border-collapse:collapse;width:100%;margin:16px 0 12px;font-size:15px}.tdiu-table th{text-align:left;text-transform:uppercase;letter-spacing:.06em;color:var(--mute);border-bottom:2px solid var(--border);padding:10px 16px;font-size:12px;font-weight:700}.tdiu-table td{border-bottom:1px solid var(--border);color:var(--text);padding:12px 16px}.tdiu-table tr:first-child td{color:var(--navy);font-weight:700}.tdiu-table-note{color:var(--mute);font-size:13px;margin:0!important}.tdiu-compare-grid{grid-template-columns:1fr 1fr;gap:20px;margin:20px 0;display:grid}.tdiu-compare-col{background:var(--bg);border:1px solid var(--border);border-radius:4px;padding:22px 24px}.tdiu-compare-heading{text-transform:uppercase;letter-spacing:.06em;color:var(--navy);margin-bottom:14px;font-size:13px;font-weight:700}.tdiu-compare-list{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.tdiu-compare-list li{color:var(--text);border-left:2px solid var(--border);padding-left:12px;font-size:14px;line-height:1.55}.tdiu-steps{flex-direction:column;gap:0;margin:20px 0 0;padding:0;list-style:none;display:flex}.tdiu-steps li{border-bottom:1px solid var(--border);color:var(--text);gap:18px;padding:20px 0;font-size:15px;line-height:1.65;display:flex}.tdiu-steps li:last-child{border-bottom:none}.tdiu-steps li strong{color:var(--navy)}.tdiu-steps li a{color:var(--navy);text-decoration:underline}.tdiu-step-num{background:var(--navy);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:28px;height:28px;margin-top:2px;font-size:13px;font-weight:700;display:flex}.tdiu-cta{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.tdiu-cta-title{color:var(--navy);margin-bottom:4px;font-size:18px;font-weight:700}.tdiu-cta-sub{color:var(--mute);font-size:14px;line-height:1.5}.tdiu-cta-btn,.tdiu-inner .tdiu-cta-btn{background:var(--navy);color:#fff;white-space:nowrap;border-radius:4px;flex-shrink:0;padding:12px 24px;font-size:15px;font-weight:600;text-decoration:none;display:inline-block}.tdiu-cta-btn:hover,.tdiu-inner .tdiu-cta-btn:hover{background:var(--gold);color:#fff}@media (max-width:640px){.tdiu-hero{padding:40px 20px 36px}.tdiu-section{padding:40px 20px}.tdiu-criteria-grid,.tdiu-compare-grid{grid-template-columns:1fr}.tdiu-checker{padding:20px}.tdiu-num{font-size:32px}}.contact-form{flex-direction:column;gap:20px;margin:28px 0;display:flex}.contact-form-field{flex-direction:column;gap:6px;display:flex}.contact-form-label{color:var(--text);letter-spacing:.01em;font-size:13px;font-weight:600}.contact-form-input{font-family:var(--font-inter), sans-serif;color:var(--text);background:var(--card);border:1px solid var(--border);box-sizing:border-box;border-radius:4px;outline:none;width:100%;padding:10px 14px;font-size:15px;transition:border-color .15s}.contact-form-input:focus{border-color:var(--navy);box-shadow:0 0 0 3px #1b2a4a14}.contact-form-input:disabled{opacity:.5;cursor:not-allowed}.contact-form-textarea{resize:vertical;min-height:120px}.contact-form-error{color:#b91c1c;background:#fef2f2;border:1px solid #fca5a5;border-radius:4px;padding:10px 14px;font-size:14px}.contact-form-btn{font-family:var(--font-inter), sans-serif;color:#fff;background:var(--navy);cursor:pointer;border:none;border-radius:4px;align-self:flex-start;padding:12px 24px;font-size:15px;font-weight:600;transition:background .15s}.contact-form-btn:hover:not(:disabled){background:var(--gold)}.contact-form-btn:disabled{opacity:.6;cursor:not-allowed}.contact-success{background:#f0f7f4;border:1px solid #a8d5c2;border-radius:4px;margin:28px 0;padding:24px 28px}.contact-success-icon{text-transform:uppercase;letter-spacing:.06em;color:var(--green);margin-bottom:10px;font-size:13px;font-weight:700}.contact-success p{color:var(--text);margin:0 0 8px;font-size:15px;line-height:1.65}.contact-success p:last-child{margin-bottom:0}.foot-links-legal{margin-top:12px;font-size:13px}.cond-page{min-height:100vh}.cond-hero{background:var(--navy);padding:72px 28px 64px}.cond-hero-inner{max-width:780px;margin:0 auto}.cond-tag{letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:20px;font-size:11px;font-weight:700;display:inline-block}.cond-hero h1{letter-spacing:-.03em;color:#fff;margin-bottom:20px;font-size:clamp(2rem,4vw,3rem);font-weight:800;line-height:1.08}.cond-intro{color:#ffffffbf;max-width:680px;margin-bottom:32px;font-size:17px;line-height:1.7}.cond-calc-btn{background:var(--gold);color:#fff;letter-spacing:.01em;border-radius:4px;padding:12px 24px;font-size:14px;font-weight:700;transition:opacity .15s;display:inline-block}.cond-calc-btn:hover{opacity:.88}.cond-body{max-width:1100px;margin:0 auto;padding:48px 28px 96px}.cond-cat-nav{border-bottom:1px solid var(--border);flex-wrap:wrap;gap:8px;margin-bottom:56px;padding-bottom:32px;display:flex}.cond-cat-pill{letter-spacing:.02em;color:var(--navy);background:var(--card);border:1px solid var(--border);border-radius:100px;padding:6px 16px;font-size:12px;font-weight:600;transition:background .15s,border-color .15s}.cond-cat-pill:hover{background:var(--navy);border-color:var(--navy);color:#fff}.cond-section{margin-bottom:64px;scroll-margin-top:80px}.cond-section-header{margin-bottom:24px}.cond-section h2{letter-spacing:-.02em;color:var(--navy);margin-bottom:8px;font-size:1.35rem;font-weight:800}.cond-section-summary{color:var(--mute);max-width:700px;font-size:14px;line-height:1.6}.cond-grid{grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px;display:grid}.cond-card{background:var(--card);border:1px solid var(--border);border-radius:6px;flex-direction:column;gap:10px;padding:20px 22px;display:flex}.cond-card--linked{cursor:pointer;transition:border-color .15s,box-shadow .15s,transform .15s}.cond-card--linked:hover{border-color:var(--navy);transform:translateY(-2px);box-shadow:0 4px 16px #1b2a4a1a}.cond-card-top{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.cond-card-name{color:var(--text);font-size:15px;font-weight:700;line-height:1.3}.cond-card--linked .cond-card-name{color:var(--navy)}.cond-card-rating{letter-spacing:.04em;color:var(--gold);white-space:nowrap;background:#b8860b14;border:1px solid #b8860b33;border-radius:4px;flex-shrink:0;padding:3px 8px;font-size:11px;font-weight:700}.cond-card-note{letter-spacing:.03em;text-transform:uppercase;color:var(--green);font-size:11px;font-weight:600}.cond-card-desc{color:var(--mute);flex:1;font-size:13px;line-height:1.6}.cond-card-link{color:var(--navy);letter-spacing:.01em;margin-top:4px;font-size:12px;font-weight:700}.cond-cta{background:var(--navy);border-radius:8px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;margin-top:24px;padding:32px 36px;display:flex}.cond-cta-title{color:#fff;margin-bottom:6px;font-size:17px;font-weight:700}.cond-cta-sub{color:#ffffffa6;font-size:14px}.cond-cta-btn{background:var(--gold);color:#fff;white-space:nowrap;border-radius:4px;flex-shrink:0;padding:12px 24px;font-size:14px;font-weight:700;transition:opacity .15s}.cond-cta-btn:hover{opacity:.88}@media (max-width:640px){.cond-hero{padding:48px 20px 40px}.cond-body{padding:32px 20px 64px}.cond-cta{padding:24px 20px}.cond-grid{grid-template-columns:1fr}}.cond-detail-page{max-width:1100px;margin:0 auto;padding:32px 28px 96px}.cond-detail-crumb{color:var(--mute);margin-bottom:28px;font-size:13px}.cond-detail-crumb a{color:var(--navy);text-decoration:underline}.cond-detail-crumb span[aria-hidden]{color:var(--border);margin:0 6px}.cond-detail-hero{border-bottom:1px solid var(--border);margin-bottom:48px;padding-bottom:40px}.cond-detail-tag{letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-size:11px;font-weight:700;display:inline-block}.cond-detail-hero h1{letter-spacing:-.03em;color:var(--navy);margin-bottom:16px;font-size:clamp(1.8rem,3.5vw,2.75rem);font-weight:800;line-height:1.1}.cond-detail-sub{color:var(--mute);max-width:720px;margin-bottom:28px;font-size:17px;line-height:1.7}.cond-detail-quickref{flex-wrap:wrap;gap:12px;display:flex}.cond-qr-item{background:var(--card);border:1px solid var(--border);border-radius:6px;flex-direction:column;flex:1;gap:4px;min-width:140px;padding:14px 16px;display:flex}.cond-qr-item--highlight{background:var(--navy);border-color:var(--navy)}.cond-qr-pct{letter-spacing:-.03em;color:var(--navy);font-size:22px;font-weight:800}.cond-qr-item--highlight .cond-qr-pct{color:#fff}.cond-qr-label{text-transform:uppercase;letter-spacing:.06em;color:var(--mute);font-size:11px;font-weight:600;line-height:1.4}.cond-qr-item--highlight .cond-qr-label{color:#ffffffa6}.cond-qr-pay{color:var(--gold);margin-top:4px;font-size:13px;font-weight:700}.cond-qr-item--highlight .cond-qr-pay{color:var(--gold)}.cond-detail-body{grid-template-columns:1fr 280px;align-items:start;gap:48px;display:grid}.cond-detail-main h2{letter-spacing:-.02em;color:var(--navy);margin-bottom:12px;font-size:1.25rem;font-weight:800}.cond-detail-intro{color:var(--mute);margin-bottom:24px;font-size:15px;line-height:1.65}.cond-detail-section{border-top:1px solid var(--border);margin-top:48px;padding-top:40px}.cond-detail-section p{color:var(--text);margin-bottom:16px;font-size:15px;line-height:1.7}.cond-detail-section p:last-child{margin-bottom:0}.cond-detail-list{flex-direction:column;gap:8px;margin:16px 0;padding:0;list-style:none;display:flex}.cond-detail-list li{color:var(--text);padding-left:20px;font-size:14px;line-height:1.6;position:relative}.cond-detail-list li:before{content:"";background:var(--gold);border-radius:50%;width:6px;height:6px;position:absolute;top:9px;left:0}.cond-detail-note{color:var(--mute);background:var(--card);border:1px solid var(--border);border-radius:4px;margin-top:16px;padding:14px 16px;font-size:13px;line-height:1.6}.cond-rating-stack{flex-direction:column;gap:16px;margin-top:24px;display:flex}.cond-rating-block{background:var(--card);border:1px solid var(--border);border-radius:6px;padding:22px 24px}.cond-rating-block--highlight{border-color:var(--navy);background:#f4f6fa}.cond-rb-header{justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:12px;display:flex}.cond-rb-left{align-items:baseline;gap:12px;display:flex}.cond-rb-pct{letter-spacing:-.03em;color:var(--navy);font-size:28px;font-weight:800;line-height:1}.cond-rb-label{color:var(--mute);font-size:13px;font-weight:700}.cond-rb-pay{text-align:right;flex-shrink:0}.cond-rb-pay-amt{color:var(--green);letter-spacing:-.02em;font-size:18px;font-weight:800}.cond-rb-pay-mo{color:var(--mute);margin-left:2px;font-size:12px}.cond-rb-pay-none{color:var(--mute);font-size:13px;font-weight:600}.cond-rb-criteria{color:var(--text);margin-bottom:10px;font-size:14px;line-height:1.6}.cond-rb-detail{color:var(--mute);margin-bottom:0;font-size:13px;line-height:1.65}.cond-rb-flag{letter-spacing:.06em;text-transform:uppercase;color:var(--green);margin-top:14px;font-size:11px;font-weight:700}.cond-sc-cards{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:14px;margin-top:20px;display:grid}.cond-sc-card{background:var(--card);border:1px solid var(--border);border-radius:6px;padding:18px 20px}.cond-sc-card-title{color:var(--navy);margin-bottom:10px;font-size:13px;font-weight:700}.cond-sc-card p{color:var(--mute);margin:0;font-size:13px;line-height:1.6}.cond-secondary-grid{grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;margin-top:20px;display:grid}.cond-secondary-card{background:var(--card);border:1px solid var(--border);border-radius:6px;padding:14px 16px}.cond-secondary-name{color:var(--navy);margin-bottom:6px;font-size:13px;font-weight:700;display:block}.cond-secondary-note{color:var(--mute);margin:0;font-size:12px;line-height:1.55}.cond-faq-list{flex-direction:column;gap:2px;margin-top:20px;display:flex}.cond-faq-item{background:var(--card);border:1px solid var(--border);border-radius:4px;overflow:hidden}.cond-faq-item summary{cursor:pointer;-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;list-style:none;display:flex}.cond-faq-item summary::-webkit-details-marker{display:none}.cond-faq-q{color:var(--navy);font-size:14px;font-weight:600;line-height:1.4}.cond-faq-icon{border:1.5px solid var(--border);border-radius:50%;flex-shrink:0;width:18px;height:18px;position:relative}.cond-faq-icon:before,.cond-faq-icon:after{content:"";background:var(--navy);position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.cond-faq-icon:before{width:8px;height:1.5px}.cond-faq-icon:after{width:1.5px;height:8px;transition:transform .2s}.cond-faq-item[open] .cond-faq-icon:after{transform:translate(-50%,-50%)rotate(90deg)}.cond-faq-answer{color:var(--mute);padding:0 20px 16px;font-size:14px;line-height:1.7}.cond-detail-sidebar{flex-direction:column;gap:16px;display:flex;position:sticky;top:80px}.cond-sidebar-widget{background:var(--card);border:1px solid var(--border);border-radius:6px;padding:18px 20px}.cond-sidebar-title{letter-spacing:.08em;text-transform:uppercase;color:var(--mute);margin-bottom:12px;font-size:11px;font-weight:700}.cond-sidebar-rates{flex-direction:column;gap:8px;display:flex}.cond-sidebar-rate-row{justify-content:space-between;align-items:center;display:flex}.cond-sidebar-rate-pct{color:var(--navy);font-size:14px;font-weight:700}.cond-sidebar-rate-pay{color:var(--green);font-size:13px;font-weight:700}.cond-sidebar-rate-note{color:var(--mute);margin-top:8px;font-size:11px}.cond-sidebar-facts{flex-direction:column;gap:7px;padding:0;list-style:none;display:flex}.cond-sidebar-facts li{color:var(--text);padding-left:14px;font-size:13px;line-height:1.45;position:relative}.cond-sidebar-facts li:before{content:"";background:var(--gold);border-radius:50%;width:5px;height:5px;position:absolute;top:7px;left:0}.cond-sidebar-cta{background:var(--navy);border-radius:6px;padding:20px}.cond-sidebar-cta-title{color:#fff;margin-bottom:8px;font-size:14px;font-weight:700}.cond-sidebar-cta p{color:#ffffffa6;margin-bottom:14px;font-size:13px;line-height:1.55}.cond-sidebar-cta-btn{background:var(--gold);color:#fff;text-align:center;border-radius:4px;padding:10px 16px;font-size:13px;font-weight:700;transition:opacity .15s;display:block}.cond-sidebar-cta-btn:hover{opacity:.88}.cond-sidebar-links{flex-direction:column;gap:8px;display:flex}.cond-sidebar-links a{color:var(--navy);font-size:13px;line-height:1.4;text-decoration:underline}.cond-sidebar-links a:hover{color:var(--gold)}.cond-knee-grid{flex-direction:column;gap:8px;margin-top:14px;display:flex}.cond-knee-row{border-top:1px solid var(--border);grid-template-columns:42px 1fr 120px;align-items:baseline;gap:12px;padding:8px 0;font-size:13px;display:grid}.cond-knee-row:first-child{border-top:none}.cond-knee-pct{color:var(--navy);font-size:15px;font-weight:800}.cond-knee-label{color:var(--text);line-height:1.4}.cond-knee-pay{color:var(--green);text-align:right;font-weight:700}.cond-knee-detail{color:var(--mute);grid-column:2/4;margin-top:-4px;font-size:12px;line-height:1.5}.source-box{background:var(--card);border:1px solid var(--border);border-radius:6px;margin-top:32px;padding:16px 20px}.source-box-inner{flex-wrap:wrap;align-items:center;gap:16px;margin-bottom:10px;display:flex}.source-box-label{letter-spacing:.08em;text-transform:uppercase;color:var(--navy);font-size:11px;font-weight:700}.source-box-updated{color:var(--mute);font-size:11px}.source-box-list{flex-wrap:wrap;gap:6px 20px;padding:0;list-style:none;display:flex}.source-box-list li{font-size:12px}.source-box-list a{color:var(--navy);text-decoration:underline}.source-box-list a:hover{color:var(--gold)}.cond-ivds-table{border:1px solid var(--border);border-radius:6px;margin-top:20px;overflow:hidden}.cond-ivds-header,.cond-ivds-row{grid-template-columns:60px 1fr 160px;align-items:center;gap:16px;padding:12px 18px;display:grid}.cond-ivds-header{background:var(--navy);letter-spacing:.06em;text-transform:uppercase;color:#ffffffb3;font-size:11px;font-weight:700}.cond-ivds-row{background:var(--card);border-top:1px solid var(--border);font-size:14px}.cond-ivds-row:first-of-type{border-top:none}.cond-ivds-pct{color:var(--navy);font-size:15px;font-weight:800}.cond-ivds-weeks{color:var(--text);line-height:1.4}.cond-ivds-pay{color:var(--green);font-weight:700}@media (max-width:768px){.cond-detail-page{padding:24px 20px 64px}.cond-detail-body{grid-template-columns:1fr}.cond-detail-sidebar{position:static}.cond-detail-quickref{gap:8px}.cond-qr-item{min-width:120px}.cond-ivds-header,.cond-ivds-row{grid-template-columns:50px 1fr}.cond-ivds-pay{display:none}}
